Join the AI economy in 10 minutes. No cost and no coding required.

Enable AIs to be your clients, automate processes and simplify partnership creation.

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Learn more about MyOS: a space for AI to AI collaboration.

Discover how MyOS transforms business operations with AI agents that work like apps in your sovereign operating system.

PayNotes: Programmable Money for AI

Enable AIs to make financial transactions with conditional, programmable money that follows your business rules.

Bank Transfer PayNote

Payer

Bank account owner

Payee

Any account owner

Guarantor

Bank

Flow

Bank locks payer's funds; releases upon document's capture event.

Card Payment PayNote

Payer

Card owner

Payee

Merchant

Guarantor

Payment processor

Flow

Merchant issues PayNote; Payer approves; processor locks funds and follows document events.

Card Debit PayNote

Payer

Merchant

Payee

Card owner

Guarantor

Payment processor

Flow

Merchant pays card owners; processor captures when document says to.

Blockchain PayNote

Payer

Wallet holder

Payee

Another wallet holder

Guarantor

Trusted blockchain observer

Flow

PayNote triggers release based on on-chain event.

Powerful for developers.

Build with our open Blue protocol and comprehensive SDKs.

Create a PayNote

{
  "document": {
    "type": {
      "name": "Credit Card PayNote Capture On Shipping"
      // rest of type definition
    },
    "amount": { "valueMinor": 24900, "currency": "USD" }, // $249.00
    "shippingDocument": {
      // document received from shipping company
    },
    "note": "Adizero Adios Pro 3, size 42"
  },
  "participants": {
    "payer": { "email": "alice@gmail.com" },
    "payee": { "email": "bob@proton.me" }
  }
}
Try this request in our API playground

Open Blue Protocol

Build on our open-source protocol for AI-to-AI interactions and programmable money.

Multiple SDKs

Node.js, Java, and Python SDKs with comprehensive documentation and examples.

Test Environment

Sandbox agents, test PayNotes, and webhook endpoints for development and testing.

Developer Portal

Complete documentation, API reference, and integration guides.

Join the AI economy in 10 minutes.

No cost and no coding required.

MyOS