PayNotes
Create signed, auditable payment instructions with rules and proofs. Connect providers, issue PayNotes with conditions, and automate payouts.
Your PayNotes home
Get a current state overview with pending actions and recent activity. Accept or reject requests and see important updates at a glance.
All payments in one place
Search, filter, and review incoming and outgoing PayNotes. Track amounts, methods, and statuses across all providers.
A PayNote: payer, payee, guarantor
Each PayNote clearly shows the amount, payment method, and the three parties: Payer, Payee, and Guarantor. Status and timeline keep everything auditable.
Your payment methods
Connect bank accounts, cards, and hosted providers you already use. Add or manage methods in a single place.
Add a payments provider
Apply to a provider directly from MyOS. Submit basic business details and start accepting payments with the rails you need.
Ready to issue your first PayNote?
Connect a provider, draft a PayNote in plain English, and MyOS will handle the rest.