Automate B2B Partnerships at Scale
Transform merchant-to-merchant transfers into automated partnerships within your card processor or marketplace. Block funds, set custom rules, and let thousands of B2B relationships settle automatically.
Automated B2B Settlements Within Your Network
Traditional merchant partnerships require manual invoicing, payment processing, and settlement. Merchant Transfer PayNotes automate the entire flow within your card processor, marketplace, or platform ecosystem.
Payer Merchant
✓ Sets partnership terms and rules
✓ Commits funds for automatic settlement
✓ Scales to thousands of partners
✓ Tracks all partnership performance
Payee Merchant
✓ Accepts partnership agreements
✓ Sees guaranteed payment terms
✓ Receives automatic settlements
✓ Monitors real-time performance
Guarantor Platform
✓ Blocks funds to guarantee settlements
✓ Validates partnership conditions
✓ Executes automatic transfers
✓ Provides trust infrastructure
From Partnership Agreement to Automatic Settlement
See how Merchant Transfer PayNotes create automated B2B partnerships with guaranteed settlements, transparent terms, and real-time execution within your platform ecosystem.
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Scale Your B2B Partnerships Automatically
Affiliate Marketing
Automated commission settlements
Shop creates PayNotes for thousands of affiliates. Sales tracked, commissions calculated, payments settled automatically. Scale affiliate programs without manual processing.
Supply Chain Partners
Delivery and fulfillment automation
Retailer partners with logistics companies. Delivery confirmed, payment triggered automatically. No invoicing delays, no payment disputes, instant settlement.
Revenue Sharing
Platform partnerships with custom splits
SaaS platform shares revenue with integration partners. Usage tracked, percentages calculated, partners paid automatically based on contribution metrics.
White Label Partnerships
Technology licensing settlements
Tech company licenses platform to resellers. Usage monitored, licensing fees calculated, payments settled automatically based on usage metrics and terms.
Service Marketplace
Professional services automation
Consulting platform connects clients with experts. Services delivered, quality verified, experts paid automatically. Scale professional services marketplaces.
Referral Networks
Multi-level partnership rewards
Business creates multi-tier referral program. Referrals tracked, bonuses calculated across levels, partners paid automatically based on network performance.
Why Merchant PayNotes Enable Massive Scale
Traditional B2B Partnerships
Manual contracts for each partner
Invoicing and payment processing overhead
Payment delays and disputes
Limited scalability due to manual processes
No transparency in settlement timing
Merchant Transfer PayNotes
Template-based partnerships at scale
Automatic settlement with fund blocking
Instant payments when conditions are met
Unlimited partnerships with same infrastructure
Complete transparency for all parties
The Result: Partnership at Internet Scale
When partnerships are automated through PayNotes, you can scale to thousands of B2B relationships without increasing operational overhead. Every partnership is guaranteed, transparent, and automatic.
Benefits for Platform Operators
Massive Scale
Support thousands of partnerships
One shop can create thousands of affiliate partnerships, each with custom rules. Scale B2B relationships without operational overhead.
Guaranteed Settlements
Fund blocking ensures payment
Partners trust your platform because payments are guaranteed. Blocked funds ensure every settlement succeeds, building stronger partnerships.
Instant Automation
Real-time partnership execution
Conditions met, payments triggered instantly. No manual processing, no delays, no disputes. Partnerships execute at the speed of software.
Full Transparency
Everyone sees the same data
Partners can track performance, see blocked funds, verify conditions. Transparency builds trust and reduces support overhead.
Custom Rules
Flexible partnership terms
Different partners, different rules. Revenue sharing, milestone payments, performance bonuses - all automated through custom PayNote logic.
New Revenue Streams
Monetize partnership infrastructure
Charge fees for guaranteed settlements, premium partnership features, and automated processing. Turn infrastructure into revenue.
Benefits for Merchants
Partnership Confidence
Partners trust guaranteed payments
When partners know payments are guaranteed through fund blocking, they're more willing to enter partnerships and perform at higher levels.
Instant Settlements
No waiting for manual processing
Partners receive payments instantly when conditions are met. Better cash flow, stronger relationships, higher performance from partners.
Performance Tracking
Real-time partnership analytics
See which partnerships perform best, track ROI in real-time, optimize partnership terms based on actual performance data.
AI-Driven Partnerships
Automated partner management
AI agents can create and manage partnerships within defined boundaries. Scale partnership programs with intelligent automation.
Implementation for Card Processors & Marketplaces
What You Already Have
What PayNotes Add
Partnership Automation Flow
1. Block Funds
Reserve settlement amounts from payer merchant
2. Track Performance
Monitor partnership conditions and metrics
3. Validate Terms
Verify partnership conditions are met
4. Execute Transfer
Automatic settlement to payee merchant
FAQ for Platform Operators
How does fund blocking work for merchants?
When a merchant creates a PayNote, the settlement amount is reserved from their account balance. Funds are held until partnership conditions are met, then transferred automatically.
Can merchants scale to thousands of partners?
Yes, that's the key benefit. One merchant can create template PayNotes and onboard thousands of partners with custom rules, all automated through the same infrastructure.
What happens if partnership conditions aren't met?
Blocked funds are automatically released back to the payer merchant based on expiry conditions. Partners can also modify terms or cancel partnerships before expiry.
How do we price partnership services?
Charge per PayNote creation, percentage of settlements, or monthly fees for partnership automation. Premium pricing for guaranteed settlements and advanced features.
Do we need new compliance procedures?
No, same merchant-to-merchant transfer compliance. PayNotes just add conditional logic and fund blocking. Your existing risk and compliance frameworks apply.
Can partners see fund blocking status?
Yes, complete transparency. Partners can verify funds are blocked, track performance metrics, and see settlement conditions. This builds trust and reduces disputes.
Ready to Scale B2B Partnerships?
Transform merchant transfers into automated partnership infrastructure.
Enable thousands of partnerships with guaranteed settlements and transparent terms.